What is Gap Insurance and Why You Should Have It

What is Gap Insurance and Why You Should Have It By Shanelle Clarke, Esq. Guaranteed Asset Protection (GAP) insurance is an added protection for auto owners who are financing or leasing a vehicle.  GAP insurance is not another way for insurance companies to “get you”. Read More …

You must present a valid offer to settle with a deadline in order to pursue bad faith negotiations

First Acceptance Insurance Company of Georgia, Inc. v. Hughes The Georgia Supreme Court granted certiorari, in this case, to review whether the Court of Appeals erred in reversing the grant of summary judgment to the insurer on the insured’s failure-to-settle claim. The Court also asked Read More …

After Receiving Denial Letters, Immigrants Fear End Of Medical Deferral Program (via www.wbur.org)

U.S. Citizenship and Immigration Service sent out letters saying it will no longer consider most deferrals of deportation for people with serious medical conditions. The agency now says those decisions will be made by ICE. Dismaying immigrants and advocates, U.S. Citizenship and Immigration Service (USCIS) Read More …

The Importance of Uninsured/Underinsured Insurance Coverage

The Importance of Uninsured/Underinsured Insurance Coverage By: Shanelle Clarke, Esq. Choosing an automobile insurance carrier can be a challenging task. Choosing the right coverage can be more challenging. In Georgia, uninsured/underinsured motorist coverage is not mandatory, but is necessary. O.C.G.A. 33-7-11 is the relevant statute Read More …

Homeowner Insurance most often excludes acts of criminal conduct by the owner

Facts:  Homeowner “A” has a house party and while playing dominoes Invited Guest “B” slams the dominoes down on his glass table in excitement and yells some ungodly language at Homeowner “A”. Homeowner “A” immediatly shoots guest in the chest with his handgun causing his Read More …

USCIS will start destroying returned undeliverable Green cards, Employement Authorization Cards, and Travel Cards | Clarke Law Office, LLC (via Clarke Law Office, LLC)

Starting April 2, USCIS will destroy Permanent Resident Cards, Employment Authorization Cards and Travel Documents returned as undeliverable by the U.S. Postal Service after 60 business days if USCIS is not contacted by the document’s intended recipient to provide the correct address. USCIS encourages applicants Read More …

Trump say NO MORE DACA DEAL, WE ARE GOING NUCLEAR

PALM BEACH, Fla. — President Trump said Sunday that there would be no deal to legalize the status of millions of “dreamers,” undocumented immigrants brought to the United States as children, and directed congressional Republicans to pass tough new anti-immigration legislation. Trump also criticized Mexican authorities Read More …

ICE detains a Polish doctor and green-card holder who has lived in the U.S. for nearly 40 years (via Washington Post)

Lukasz Niec was 5 years old when his parents brought him and his sister to the United States from Poland. With two suitcases in tow, his parents — both doctors — left behind a country on the verge of social turmoil. It was 1979, about Read More …