What is Gap Insurance and Why You Should Have It

What is Gap Insurance and Why You Should Have It By Shanelle Clarke, Esq. Guaranteed Asset Protection (GAP) insurance is an added protection for auto owners who are financing or leasing a vehicle.  GAP insurance is not another way for insurance companies to “get you”. Read More …

You must present a valid offer to settle with a deadline in order to pursue bad faith negotiations

First Acceptance Insurance Company of Georgia, Inc. v. Hughes The Georgia Supreme Court granted certiorari, in this case, to review whether the Court of Appeals erred in reversing the grant of summary judgment to the insurer on the insured’s failure-to-settle claim. The Court also asked Read More …

After Receiving Denial Letters, Immigrants Fear End Of Medical Deferral Program (via www.wbur.org)

U.S. Citizenship and Immigration Service sent out letters saying it will no longer consider most deferrals of deportation for people with serious medical conditions. The agency now says those decisions will be made by ICE. Dismaying immigrants and advocates, U.S. Citizenship and Immigration Service (USCIS) Read More …

The Importance of Uninsured/Underinsured Insurance Coverage

The Importance of Uninsured/Underinsured Insurance Coverage By: Shanelle Clarke, Esq. Choosing an automobile insurance carrier can be a challenging task. Choosing the right coverage can be more challenging. In Georgia, uninsured/underinsured motorist coverage is not mandatory but is necessary. O.C.G.A. 33-7-11 is the relevant statute Read More …

Homeowner Insurance most often excludes acts of criminal conduct by the owner

Facts:  Homeowner “A” has a house party and while playing dominoes Invited Guest “B” slams the dominoes down on his glass table in excitement and yells some ungodly language at Homeowner “A”. Homeowner “A” immediatly shoots guest in the chest with his handgun causing his Read More …

Georgia New Power of Attorney Act the Uniform Power of Attorney Act (UPOAA) – What Changed

Georgia enacts the Uniform Power of Attorney Act (UPOAA), requiring a Notary or officer authorized to administer oaths to notarize the principal’s signature on the power of attorney governed by the Act. Changes: Enacts the Uniform Power of Attorney Act (UPOAA). Allows a power of Read More …

DeKalb County Parenting Class for Divorce | Clarke Law Office, LLC (via Clarke Law Office, LLC)

Authorized by the Superior Court Judges in late 1991, the Families in Transition seminar focuses on the impact that divorce, adjustment to a new family situation, visitation, etc., have on the children in these cases. Presented by trained family therapists in a group program, the Read More …

Supreme Court curbs rights of immigrants awaiting deportation (via U.S.)

The U.S. Supreme Court on Tuesday curbed the ability of immigrants held in long-term detention during deportation proceedings to argue for their release in a ruling in sync with President Donald Trump’s get-tough approach toward immigration. The ruling could lead to indefinite detentions of certain Read More …

The Ziglar v. Abbasi Decision: Unsurprising and Devastating | Stanford Law School (via Stanford Law School)

The Supreme Court’s 4-2 decision in Ziglar v. Abbasi is both unsurprising and devastating.  It is unsurprising because the Supreme Court has contracted damages suits against federal officials for constitutional violations for 30 years now, and with the recusals of Justices Sotomayor and Kagan in the case, Read More …

10 Most Common Reasons for Divorce | Marriage.Com (via Marriage Advice – Best Marriage Advice & Tips for Couples)

Reasons for divorce : Find 10 most common reasons for divorce in hopes that you can learn from the mistakes of others. Marriage isn’t always easy and the sad reality is that not all “I dos” end with a happily ever after no matter how Read More …